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File your car insurance state properly.

The whole objective of carrying car insurance is to protect you in the event regarding an accident. If you are unfortunate enough to be involved within a crash, you want to consider the proper steps to protect your rights and your vehicle. Getting the time to prepare your claim correctly can preserve your money and assist you get the most for your claim.

Difficulty: Moderately Easy

things you'll need:

Digital camera Car insurance policy Law enforcement agency record Fix estimates

1 Obtain any copy of the police report if the police were called to the accident scene. Highlight the parts of the police report that indicate what happened and which party was found to be with fault.

2 Take on pictures of the damage, two to your car and the other vehicle. Be assured to carry pictures from one or two different angles. This will help you document the damage and substantiate your claim.

3 Review your car insurance policy carefully so you understand precisely what type of coverage you have. For instance, if you have liability coverage only on your vehicle, it will be a waste of your time to file a claim for damages to your own vehicle if the accident was your fault. To recover damages to your own car within such any crash, you would require to own collision coverage on your vehicle.

4 Get in least 2 or 3 estimates to the repair of the injury. To process your claim, the insurance organization will need to see several competitive estimates. If the insurance corporation demands that is you employ a specific body store, be confident to get hold of an guess from that is shop. You may determine whether or not the insurance company has this necessity by reading your policy or contacting a claim representative.

5 Make copies of all your documentation, including images regarding the damage, police records and witness statements. To save cash, ask your supervisor if you may use the office copy machine. Otherwise, appear to local office supply stores, everywhere black and white copies are commonly quite cheap.

6 Contact some declare delegate from your insurance company as shortly since possible following the accident. Notifying the car insurance company promptly is vital. Be sure you include all of the documentation and accident details inside top of you before you call up.

References

Car Insurance: Simple Guide to Filing some Claim

Photograph Credit: luxury car - model toy car image by alma_sacra away from website ;

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